• Charitable deduction when you name us beneficiary and assign us ownership
• Flexibility through naming us beneficiary but keeping ownership
• Security for your family by naming us contingent beneficiary
• Reduction in estate taxes because proceeds are removed from your estate

When you first bought your life insurance policies, you obviously felt a need for them. But perhaps you don't need all that coverage today. Yet you still have those policies.

If you're thinking about a contribution to us, a gift of your life insurance could be a sensible as well as generous course of action.

You can also use life insurance to replace the value of a different gift. For example, you could donate stock to us because of the tax advantages and purchase life insurance to benefit your heirs in the amount they would have received had you left them the stock.